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Welcome to Kemrichmart’s web site (the “Site”). For the purposes of this Policy. The terms “we,” “us,” “our,” “Company” refer to Kemrichmart. “You” refers to you, as a user of this site.

Explained in this section is our policy regarding any personal information you might supply to us when you visit our web site. Our Privacy Policy (the “Policy”) was developed as an extension of our commitment to combine high-quality products and services with the highest level of integrity in dealing with our customers and partners.

This Policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions while using our Site and our products and services. This statement will be continuously assessed against new technologies, business practices, and our customers’ needs.

Your Consent.

By using this Site, you consent to our collection and use of your personal information as described in this Privacy Policy. Company’s Privacy Policy applies to individuals and we reserve the right to change this Privacy Policy, along with related procedures, at any time.

Collection, Use and Retention of Client Information.

When you visit our Site you may provide us with two types of information; Personal information you knowingly choose to disclose that is collected on an individual basis; and web site use information collected on an aggregate basis as you and others browse our Site.

Personal Information 

Our Use of information That You Provide Us. General Policy. Broadly Speaking, we use personal information for purposes of administering our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occassionally, we may also use the information we collect to notify you about important changes to our Site, new services offers we think you will find valuable. The lists used to send you product and service offers are developed and managed under the traditional corporate standards designed to safeguard the security and privacy of our customers’ personal information.

Credit Card Information.

If you choose to purchase products or services from Company, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information: Name Mailing address E-mail address Credit card number Home and/or business phone number Other personal information (i.e., mother’s maiden name) E-mail Information

E-Mail.

If you choose to correspond with us through e-mail, we may retain the content of your e-mail and our response so that we can more efficiently handle and follow-up questions you may have.

Online Applications.

When you apply on the Site for accounts or services, or enroll on Paystack, you provide personal information that is necessary for us to process your application. Company, along with our affiliates, may keep the information you provide to us, along with information we collect from outside sources, so that we can offer you accounts and services related to your financial needs.

Disclosure of Information. Generally.

We may provide aggregate information about our customers, sales, Site traffic patterns and related Site information to our affiliates or reputable third parties, but this information will not include personally identifying date, except as otherwise provided in this Privacy Policy.

Legally Compelled Disclosure of Information.

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights

Sharing Information with Strategic Partners.

We may enter into strategic marketing alliances or partnerships with third parties who may be given access to personal information including your name, address, telephone number and e-mail for the purpose of providing you information regarding products and services that we think will be of interest to you. In connection with strategic marketing alliances or partnerships, we will retain all ownership rights to the information, and we not will share information regarding your financial data.

Children’s Privacy.

Our Site is not intended for the use of children. We do not knowingly market to, or solicit data from, children, For further information on terms governing use of this Site. See Kemrichmart’s Terms of Use Agreement.

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